Dedicated to building smart digital products
Everyone has a story. Here is ours.
The beginning
Moneycore Smart started with a simple idea: combine deep payment and industry expertise with world-class engineering to build software that actually solves business problems. What began as a small product and tech team supporting a few clients in France has grown into a multi-country delivery hub serving partners across Europe, the Middle East and Africa.
Who we are
We are a custom software and IT outsourcing partner focused on building secure, scalable web, mobile and SaaS products. From payment platforms and digital wallets to healthcare, fintech, retail and enterprise applications, we help organisations design, build and run the systems that power their growth.
Our mission
At Moneycore Smart, our mission is to turn complex ideas into reliable digital products with clear business outcomes. We blend senior product thinking, solid engineering and practical AI to deliver solutions that are on time, on budget and easy to scale. We don’t just write code – we own the result with you.
We are global
Our team operates across France (HQ), Dubai, Rabat, Tunis and India. This mix of locations lets us offer senior European product leadership with efficient nearshore and offshore engineering. Clients get the advantages of a distributed delivery model with a single, accountable partner.
Why us
We understand that technology projects can quickly become chaotic. Our job is to bring structure, clarity and momentum. We work as embedded partners with your team, from discovery and architecture to delivery and long-term support. You’ll work directly with product leaders and architects who understand your business domain, not just a rotating cast of developers.
Our core values
Our culture is built around key attributes that shape how we work and what clients experience.
Customer first
We start with your business outcome and work backwards. Every feature, sprint and release is measured by the value it creates for you and your users.
Ownership
We act as co-owners, not vendors. From architecture decisions to last-mile QA, our teams are accountable for the stability, security and performance of what we build.
Craft & clarity
We care about clean architecture, readable code and clear documentation. We simplify complexity so stakeholders, not just engineers, can follow what is happening.
Respect & transparency
We communicate openly, share risks early and keep you informed at every stage. Good partnerships are built on honesty, not surprises.
Always learning
Technology, AI and payments move fast. We invest heavily in training, R&D and experimentation so our clients benefit from proven, modern practices – not outdated patterns.
A team built on experience
Moneycore Smart brings together product managers, solution architects, full-stack engineers, data and AI specialists, QA and DevOps in one integrated team. We have led and delivered complex multi-module platforms in payments, healthcare, logistics, retail and HR tech, from MVP to enterprise-scale rollouts.
Better together
We believe the best products are built when business, design and engineering sit on the same side of the table. That’s why we prefer long-term partnerships over one-off projects, co-creating roadmaps, sharing metrics and iterating together.
We love what we do and we enjoy building with our clients. For us, “delivery” is not just launching an app – it’s helping you grow, improve and scale it over time.
